Cosmetic Surgery Financing

Taking the decision to have plastic surgery its a whole process per se but after that decision (and sometimes before) you should think in how to pay for your breast implants, your face lift or any other procedure you may want.

If you don't have the funds to overcome the procedures you want you should think on taking a loan, depending on your circumstances you can borrow between $1,000 and $20,000. You may choose to spread the cost of your cosmetic surgery over a longer period and pay a competitive rate of interest. The Interest you pay is normally lower than credit cards. Your interest rate is defined by your credit score. Patients with good credit history could get for lower interest rates. Patients with credit issues can get low rates depending on the length of the loan.

Different to house and car loans, plastic surgery financing is an unsecured loan. Unsecured means that there is nothing to take back if the patient stops payment. Financing institutions try to reduce this risk by assessing the application and credit report to predict how likely it is that you will repay a loan.

Your credit score is calculated based on your credit history and reports. Usually any american with a Social Security number, whether a citizen or not, have three versions of credit reports. Experian, Equifax and TransUnion are the three largest American credit agencies that collect your credit information and provide your credit report or credit profile to your lenders/creditors.

There are companies specialized in loans and financing for cosmetic surgery, they offer plans to make it easy to afford the cosmetic surgery costs. Those companies can setup a payment schedule according to your payment capacity. Depending on your credit score, the terms of the loan could be 24, 36, 48, or 60 months. Usually no down payment is required for Cosmetic Surgery Financing. However, some doctors might require a minimum down payment or deposit.

To be considered for a loan you should comply with factors like job or occupation, length of employment contract, or if you own a home. Someone with good credit will:

• Be a U.S. citizen and be a legal resident of the state where you make your application
  
• fulfill the age requirements for personal loans in your state
• Have credit for at least two years, with no negative credit records
• Not have more than 50% of debt to income ratio, including the new loan
• Not having debt more than half of your total annual income
• Having not more than $15,000 in credit card debt.

Cosmetic surgery financing helps make high quality plastic surgery —and your new look— a reality.

Medical Tourism and the Colombian Connection

If it’s plastic surgery you are interested in, it’s got to be Colombia. That’s where you head to when you want to get a quick and good nose job done or breast enlargement done. Yes, Colombia has been nick named as the Mecca of plastic surgery procedure. Fortunately, there are many genuine reasons that make this South American country such a hot destination for those willing to travel out of their country for medical related issues.

Medical Tourism in Colombia

Today, medical tourism is a booming trend around the world. Countries such as India, Thailand, Philippines, Puerto Rico, and Colombia among a host of others are the new hot spots for getting yourself or your family member treated for quality as well as price that are amongst the lowest in the world. Of course, if it’s just cosmetic surgery you are interested in then there are two choices – India and Colombia. But Colombia is the clear winner for the US and Canadian residents because the airfare to this South American country is around $500 for a round trip!

A great combination of international health services along with a chance to travel outside your own country, medical tourism solutions in Colombia are designed to cater to your health care needs while ensure that you have a comfortable and stress free stay. With numerous different medical tourism packages available, based on your individual choice, all you need to do is pick the ones that suit your requirements the best and get ready for a thrilling adventure to a country that is a tropical paradise with some amazing natural beauty, warm and friendly people, and a fast-paced life!

Saving Money on Plastic Surgery Treatments in Colombia

Why pay $6,000 for breast augmentation in the US, if you can travel outside America and get your breast enlarged at half the price! Yes, due to the high prices of plastic surgery procedures in countries such as the US, the UK, and other European countries, many patients have started to look for cheaper and better options for medical treatments outside their countries such as Colombia, India, Thailand etc.

But the best part is that not only do you receive health care facilities at par with the ones back home at a fraction of the cost, you can also benefits from a rejuvenating, comfortable, relaxing, and affordable vacation.

With more than 40-45 new plastic surgery clinics sprinkled across in 3-4 Colombian cities such as Bogota, Cali, Cucuta, and Medellin, over one million people who come to this country each year for various plastic surgery procedures such as cosmetic dentistry, face lifts, tummy tucks, breast implants, Lasik eye surgery etc. So why not you? All that you need is just a passport!

Plastic Surgery in Cali

If you have ever been to Cali, Colombia, you already know that the women there look great! Let’s spill the beans on how almost every woman looks beautiful in this 3^rd largest city of the South American country that has until now had a notorious reputation. Cali is the undisputed plastic surgery capital of Colombia and has an extensive list of top surgeons, as well as cosmetic surgery clinics. Contributing heavily to the city’s economic growth, various plastic surgery procedures such as Lasik eye surgery, face lift, liposuction, ear-nose-throat, facial correct surgery etc, are cheaper and better than in, let’s say, the US or Europe. A regular aesthetic surgery procedure will cost you just $600-$700 US dollars from the

Otherwise famous for its sugarcane plantations, Cali also known as the “World Capital of Salsa,” is a completely modern and cosmopolitan city with its own airport. Located near the Andes Valley of Cauca, because the River Cauca crosses it, Cali has stunning bio-diversity and natural beauty that help you relax, rejuvenate, and rejoice. The tropical climate is comfortable and allows you to flaunt your newly doctored appearance.

A fashion conscious, traditionally and culturally rich society ensures that the city is safe, welcoming and protective of its residents and guests alike. The police force is widespread and active and crime rate is very low. If you are visiting Cali for plastic surgery, you aren’t likely to have any security issues because the government of Colombia is attentive to the tourists who come visiting their country.

So why is Cali considered as the plastic surgery capital of Colombia? The answer is simple. The quality of aesthetic surgery is almost 30-35% of what you may have to shell out in the US or the UK. Let’s assume you want to get liposuction and rhinoplasty done, you may just have to pay $7,000 to $8,000 in Colombia. But the cost of getting similar surgery done in the US could set you back by a whopping $25,000 - $30,000. Packed and promoted as ‘surgery packages’ these plastic surgery procedures include cost of all medical procedures you opt for, nursing, post-operative care and treatment, travel insurance, accommodation at a hotel, transport, tourist guide, and airfare.

Moreover, the doctors in Cali are gifted, experienced, patient-oriented, and have acquired their medical degrees from top-notch universities in countries such as America. The nurses and other support staff are also trained and experienced in taking care of patients who have undergone plastic surgery procedures.

So make sure, your next stop is Cali!!!!!!!!!!